Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only and idempotent. The description adds valuable behavioral context by specifying that the result is expressed as a positive percent, and it explains the calculation method (peak-to-trough), which goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.