German Pension Points (Rentenpunkte)
de-rentenpunkteGerman pension points (Entgeltpunkte, paragraph 63 SGB VI) for 2023-2026: points earned from an annual gross via the year's Durchschnittsentgelt (capped at the contribution ceiling), the aktueller Rentenwert for both halves of the year, and optionally the gross monthly state pension for a total point count.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| year | Yes | Year: 2023, 2024, 2025 or 2026. | |
| bundesland | No | Optional. State code - East states use the East ceiling before 2025. | |
| grossAnnual | Yes | Annual insured gross salary in EUR. | |
| totalPoints | No | Optional. Accumulated points, to project the gross monthly pension at today's Rentenwert. |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
| year | No | Year. | |
| points | No | Points earned this year. | |
| projection | No | { totalPoints, monthlyPension, note } when totalPoints given. | |
| rentenwert | No | { janToJun, fromJuly } EUR per point per month. | |
| grossAnnual | No | Gross. | |
| insuredGross | No | Gross after the ceiling. | |
| ceilingApplied | No | True if capped. | |
| maxPointsThisYear | No | Ceiling / average. | |
| durchschnittsentgelt | No | Average earnings divisor. | |
| monthlyPensionPerPoint | No | Current EUR per point. |