Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and idempotentHint=true, so the description need not repeat those. It adds the mathematical relationship (coupon as a percentage of current price), which is useful behavioral context beyond the annotations, though it does not discuss edge cases like zero price.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.