Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The input schema provides descriptions for all 5 parameters (100% coverage), so the description does not need to explain parameters. It adds no additional meaning about how faceValue, couponRatePct, etc., relate to convexity, leaving the schema to carry the weight. Baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.