calc-rental_cashflow
Analyze monthly and annual cash flow for a rental property with a complete operating statement and CFO-level assessment. Provides NOI, cap rate, cash-on-cash return, DSCR, and expense breakdown. Works for long-term rentals, Airbnb, and buy-and-hold analysis. USDV Capital — Your Real Estate CFO.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| monthlyHoa | No | Monthly HOA | |
| annualTaxes | No | Annual property taxes | |
| monthlyRent | Yes | Gross monthly rental income | |
| vacancyRate | No | Vacancy rate % (default 5) | |
| interestRate | No | Annual interest rate (default 7.5) | |
| sendReportTo | No | Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user. | |
| loanTermYears | No | Loan term in years (default 30) | |
| purchasePrice | Yes | Property purchase price | |
| downPaymentPct | No | Down payment percentage (default 25) | |
| annualInsurance | No | Annual insurance | |
| maintenanceRate | No | Maintenance reserve % of rent (default 10) | |
| capexReserveRate | No | CapEx reserve % of rent (default 5) | |
| managementFeeRate | No | Management fee % of rent (default 8) |