Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden itself: 'Read only' discloses the safety profile, and the listed fields communicate the return contents. It does not cover auth, rate limits, or pagination, but for a simple read-only listing it adds meaningful transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.