Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'Unsigned' implies a transaction-building step with no on-chain effect, but the description doesn't say whether signing/submission is required afterward, whether the wallet needs approvals, or what the return object is. The schema note about simulation is the only safety-adjacent signal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.