Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world, so safety is covered; the description adds the auth note ('No API key needed') and, with no output schema present, carries the burden of disclosing what comes back: category, related markets, per-plan series counts, and lanes. It does not mention ordering, pagination, or overall result size, which would matter for a full catalog listing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.