Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the bar is lower, and the description still adds real behavior: one bounded request with no polling or automatic retry, metered usage tied to the connected account, and affiliate 27 exclusion. The trailing 'no wagers, account changes or guarantee of returns' boilerplate is largely irrelevant to a read-only team lookup.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.