Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover readOnly/idempotent/non-destructive, and the description adds real value beyond them: affiliate 27 exclusion, no-wagers constraint, empty-result caveat, and 'no background polling or automatic retry'. Does not explain return format or the 'allowlist' membership rules, but that is covered adequately given the output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.