Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), so the bar is lower. The description still adds genuinely useful operational context beyond them: metered/account-scoped access and delay, 'never infer coverage from an empty result,' a single bounded request with no background polling or retry, and the affiliate 27 exclusion. It does not describe pagination or snapshot completeness limits, keeping it out of 5 territory.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.