Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly/idempotent/non-destructive, and the description adds real operational context beyond them: metered/access behavior tied to the connected account, a single bounded request with no polling or auto-retry, and exclusion of affiliate 27. It stops short of describing pagination or limits on the returned date set.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.