Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld, non-destructive), yet the description adds genuinely non-obvious behavior: Affiliate 27 is excluded, empty results don't imply missing coverage, and there is no polling/retry or account/wager mutation. These are real operational caveats an agent could not derive from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.