Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint, but the description adds a materially useful detail the annotations cannot express: a pay-per-call cost of $0.005 USDC via x402. It reinforces that no signing/wallet access occurs, which is redundant with but clearer than a bare readOnlyHint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.