Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100% for the single 'token' parameter, including its address pattern, so the schema carries the semantic burden and baseline 3 applies. The description only loosely echoes the resource ('ERC-20 or ERC-721 contract'), adding no format or interpretation detail beyond the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.