Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is fully covered. The description adds the time-window semantics (move-in date through month end) but says nothing about rounding, currency, or whether the result is a bare number, which would be genuinely useful context for a calculator.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.