Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It explicitly states that data is based on the previous day's closing price, not real-time, and clarifies default date and market behavior. It does not cover ordering or error cases, but the most important non-obvious behavioral trait is disclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.