Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does reasonably well: it discloses the input format, the returned fields (life path, trail, mulank, bhagyank), and a non-obvious behavioral rule that master numbers 11/22/33 are preserved rather than reduced. It does not cover error behavior for invalid dates or the shape of the 'trail' output.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.