Does the description clearly state what the tool does and how it differs from similar tools?
The description names the resource (SignaBras policies) and enumerates the specific topics it covers (refund/warranty, issuance requirements, renewal, deadlines, payment methods, terms, privacy, contact), so an agent can tell it apart from the order/product siblings without opening a schema. The retrieval verb is only implied via the tool name rather than stated, which keeps it short of a 5.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.