Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a non-read-only, non-destructive, idempotent, closed-world write. The description adds genuinely non-structured facts: the operation is free, locked people are silently skipped, and personalised lines are carried along with the saved leads. It does not explain what happens on a name collision with an existing list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.