Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is fully covered by structured data. The description adds useful context about what the record contains (costs, provider, reliability metrics), which is informative. It doesn't describe response size, pagination, or failure behavior, but for a single-record fetch with read-only annotations, this is acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.