Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is covered. The description adds valuable context about the return contents (costs, provider, reliability) that goes beyond the annotation. No behavioral side effects or error conditions are disclosed, but for a simple read-only fetch, the description provides sufficient transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.