Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description does carry real weight: it declares the operation is read-only over HTTP READ auth with no signing or settlement side effects, and discloses pagination via cursor. It does not disclose behavior on a missing/expired authorization, whether the operation is idempotent, or what is returned, leaving meaningful gaps for a zero-annotation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.