Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations provide readOnlyHint=true and openWorldHint=false, but the description adds valuable behavioral context: it ranks lexical matches, prefers human-reviewed OKF knowledge, penalizes stale/deprecated concepts, and adds link-graph neighbors. This goes beyond the annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.