Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, openWorld), and the description usefully adds the authentication prerequisite and where to obtain the key — exactly the kind of credential context that structured fields do not carry. It still omits rate limits or quota behavior for a keyed endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.