Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, covering the safety profile. The description adds one behavioral fact beyond annotations: that no account is needed. This is useful but minimal; it doesn't describe return format or any edge cases, though for a read-only list operation the burden is low.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.