Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive and open-world behavior, so the bar is lower; the description adds real value by flagging that the handle is opaque/private and that results are estimates rather than quotes, but it does not explain invalid/expired handle behavior or pagination.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.