Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructive=true, idempotent=true, and readOnly=false, so the safety profile is covered structurally. The description adds non-obvious context beyond them: an authorization requirement (owner or org.portfolio.manage) and a plan-tier gate (BUSINESS+). It does not explain what 'destructive' means here (overwriting prior name/description), leaving a small gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.