Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered; the description adds value with the plan/tier gate and the exact field set returned (including lastTriggeredAt and failCount), which hints at delivery-health semantics. It doesn't cover pagination behavior (what happens when more than `limit` webhooks exist), which is the remaining behavioral gap for a list tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.