Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuinely new behavioral context: the data granularity (field-level changes) and the governance-access requirement, which is an auth constraint not present in any structured field. It stops short of describing pagination semantics, which the schema handles.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.