Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-readonly, non-destructive, idempotent, and closed-world behavior; the description still adds real value with the OWNER/ADMIN authorization requirement, active-member eligibility rule, and PRO+ feature gate. It redundantly restates idempotency, which the annotation already conveys, keeping it out of 5 territory.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.