Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, and destructiveHint=false, so safety is covered. The description adds useful behavior by clarifying that results are scoped to the current user and that latitude/longitude affect distance sorting. It does not describe pagination, return format, or authentication requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.