Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered by structure. The description adds the pre-checkout timing context, which is genuine added value, but does not disclose what a failed validation means or what the caller should do next.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.