Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, closed-world behavior, so the description only needs to add beyond that. It does: 'Free' discloses the cost profile and 'Prices may change' warns that returned EUR prices are volatile, which is genuinely new information. It stops short of pagination or rate-limit behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.