Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description does add genuine context beyond them by disclosing that numeric threshold matching is not implemented and that matching must be done caller-side, which is a real limitation the agent needs, though nothing is said about the rubric's structure or size.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.