Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does add real value: it discloses mode-dependent behavior ('Hosted mode always returns subtitle download URLs', output_dir only applies to stdio). It omits cost, rate limits, failure behavior, and whether localization is destructive or repeatable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.