Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds non-obvious output behavior — that each recommendation carries a rationale, fit_score, caveats and a verified price — which tells the agent what quality bar to expect. Missing only operational details like result latency or whether sourcing is live.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.