Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered; the description adds genuinely new context by stating the call is free and requires no key, plus that the data reflects what is supported 'today'. It does not discuss how frequently the list changes or the shape of the response, keeping it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.