Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so "Free, read-only" is redundant. What does add value is the disclosure of the payload — remaining credits, quotas and recent calls — which is otherwise absent because there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.