Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose readOnlyHint=false, idempotentHint=false and destructiveHint=true, and the description adds real context: the output is a cryptographically signed credential with spend limits enforced and a validity window. However, it never explains the destructive/non-idempotent behavior — e.g. whether re-issuing supersedes or duplicates a prior credential, or whether issued credentials can be revoked — which is the main thing an agent would want clarified for a write operation of this kind.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.