Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already establishes this is a safe read, so the bar is lower. The description adds useful context about the response shape ('yes/no with tier and expiry'), but says nothing about what happens on an unknown DID, whether expiry is evaluated against now, or any auth/rate constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.