Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral burden and does substantive work: it discloses the data signals analyzed (on-chain activity, ERC-8004 registration, USDC balance, counterparty diversity, MolTrust credentials) and the 0-100 output. It does not mention caching, staleness, or failure modes, but these are minor gaps for a read-only score lookup.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.