Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, and it does disclose the underlying mechanism — it downloads a public CSV and searches within it — which implies network latency and no authentication requirement. It does not disclose what happens when the CNPJ is absent, when the download fails, or whether the CSV is cached, so the disclosure is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.