Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations: discloses per-call pricing ($0.030), that no API key is needed, that billing happens via x402, that diarize swaps to the scribe-v2 model at the same price and cap, and that output gains extra fields. This is exactly the cost/auth/model-substitution context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.