Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and does reasonably well: it discloses the auth model (free, no email, no password), the credential's scope (unlocks both memory and registry), and a critical behavioral trait — 'it is shown once' — which warns the agent the key is not retrievable later. It stops short of saying whether registration is idempotent or rate-limited.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.