Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and non-destructiveness, so the safety profile is covered. The description adds genuinely new behavioral context the annotations cannot convey: a cost of 1 credit per page and the shape of the produced chunks (stable UUID, embeddable text, flat metadata). It stops short of covering failure modes or credit-refund behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.