Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds real context beyond them: no arguments required, free of charge, and the specific categories of findings produced (duplicate, email, amount, date). It does not describe output format or pagination, but with no output schema that is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.