Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool read-only, idempotent, and non-destructive. The description adds meaningful behavioral context beyond those hints: it targets only public URLs, returns a specific set of fields, and operates on a pay-per-success basis, which signals cost implications the annotations do not cover.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.