Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false, and readOnlyHint=false, so the safety profile is covered. The description adds genuinely new behavioral context beyond that: the sealed-invoice refusal rule and the required remediation flow through accept_invoice_change, which an agent could not infer from the annotations alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.