Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description adds genuinely useful behavior beyond them: the failure contract (verified=false means do not present) and that matching is character-level rather than semantic. It stops short of describing ambiguity or partial-match behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.